Trusted by fintech teams
/FINTECH IN THE GCC/
Built for how money moves in the Gulf
Fintech products in the region need Arabic-first UX, local regulation, Sharia-compliant options, and regional payment and ID systems from day one.
Arabic-first, bilingual UX
Arabic and English designed together: right-to-left layouts, Arabic typography, Hijri dates, and local number formats.
Built for regional regulation
Onboarding, KYC/AML, audit trails, and data residency designed around SAMA, CBUAE, DFSA, and FSRA requirements.
Local payments and digital ID
mada, Apple Pay, STC Pay, KNET, and BENEFIT payments, plus sign-in with Nafath and UAE PASS.
/RESULTS/
Results in numbers
05+
Fintech products shipped
150%
Faster onboarding with digital ID
06 mo
Average time to first release
90%
Clients who stay for the next phase
/CHALLENGES/
Challenges we help you solve
Typical problems fintech teams in the region bring to us, and how we approach each one.
Regulatory approval
Design compliance into the product so sandbox and licence reviews don’t stall the launch.
Arabic and RTL done right
No broken right-to-left layouts, mixed-direction text, or machine-translated copy.
Sharia-compliant product logic
Financing, savings, and fee rules implemented exactly as your Sharia board approves them.
Local payment and banking rails
Connect mada, digital wallets, regional PSPs, and open banking APIs.
Fast, compliant onboarding
KYC with Nafath, UAE PASS, and eKYC providers instead of long forms and branch visits.
Data residency
Host customer data in-region to meet Saudi PDPL and UAE data-protection rules.
Finance · Mobile app
Tamweeli Bookkeeping App
Bookkeeping mobile app designed and built by CipherCross and live in production. Add the scope, markets, and results before publishing.
Crypto · Mobile app
Crypto Buzzer
Crypto mobile app designed and built by CipherCross and live in production. Add the scope and results before publishing.
Why fintech teams choose us
Choose CipherCross as your product partner for specialist expertise, transparent collaboration, and secure, compliant solutions, so you can focus on growing your fintech product.
Domain Expertise & Focus
Experience with bookkeeping, finance, and crypto products means we understand money flows, security, and the trust users expect.
Transparent, Tailored Process
From kickoff to launch, you see every step: clear briefs, regular demos, and data-driven decisions minimize surprises and maximize trust.
Rapid POC & MVP Delivery
Fast proof-of-concept cycles validate ideas early, uncover risks, and set a clear roadmap—so you can focus on strategy and growth.
Cost-Effective Outsourcing
Lean, skilled teams and proven workflows cut development time and budget without compromising quality—letting you invest resources where they matter most.
End-to-End Ownership
From architecture blueprint to post-launch support, we handle development, integration, testing, and maintenance—freeing you to lead business priorities.
Long-Term Partnership
Continuous monitoring, iterative improvements, and open communication ensure your product evolves with market trends and user feedback.
/SERVICES/
/SOLUTIONS/
Fintech products we build
Each card links to a narrower page inside this vertical.
Neobanks and digital wallets
Onboarding, accounts, cards, P2P transfers, and spending insights.
/PRODUCT DEVELOPMENT PROCESS/
From product priorities to release
/TECHNOLOGIES/
Services and technologies we use
The stack we use most often for fintech. Payment and identity providers are chosen per market and licence.
Design
Figma
Framer
Web
React
Next.js
Typescript
Vue.js
Mobile
Swift
Kotlin
Flutter
Android
Backend and cloud
Node.js
Python
Google Cloud
Docker
Supabase
Firebase
Can you add ZATCA e-invoicing?
Yes. For products serving Saudi businesses, we build invoicing flows to ZATCA (Fatoora) e-invoicing requirements.